It’s easy for us to look at someone who is financially savvy and say to ourselves “well they are just good at budgeting” or “they have a higher income so it’s easier for them” or even “they just have more
Cultivating Your Financial Garden
How I’m Teaching My Kids the Value of Saving and Generosity
The concepts of generosity and saving are often neglected in our culture and not taught to our little ones. Once they reach their adult years, many will struggle to develop a real budget, save for anything long term, or experience
10 Ways to Teach Your Kids the Value of a Dollar
Kids are accustomed to learning all kinds of things from us. Our habits, the way we order our food, our favorite movies. Whether we like it or not, they are watching! We can either chose to be intentional with
How I Cut My Grocery Spending from $650/month to $300/month
I consider our grocery budget a work in progress. There isn’t a day that goes by where I don’t think about how I can cut back, or where I can save. It’s the most variable part of our budget, and
Why I’m Saving for Christmas in July (and why you should too)
Christmas is my favorite time of year. I’m one of those weird people that actually looks forward to it all year long. Christmas is a chance to enjoy the company of loved ones, share special gifts, and remember the birth
The Lazy Guide to Couponing
For those of us that have full-time jobs, part-time jobs, or are just chasing kiddos around all day, it really isn’t the most practical thing to take up couponing. We’re not actually lazy, in fact, we have LOTS to do
Digital Coupon Apps that Will Save You Money
If you haven’t jumped on the coupon bandwagon yet, have no fear, there are painless and easy ways to get started… and they are right on your phone! While there are great savings with clipped coupons, digital coupons can yield
Meal Planning in 4 Easy Steps
For many of us, the idea of “meal planning” sounds daunting. Who has the time to put together perfectly planned meals, buy all the ingredients, and get it done in one day? Or even a series of days? The key
Tips to Live on A Single Income
If you’ve ever wondered about the possibility of living on one income, you are not alone. Many families choose this option and thrive under these circumstances. Sure, it takes a great amount of dedication, but you too can accomplish this in your
Help! I’m Broke!
Photo Credit: https://www.behance.net/gallery/12848761/Bible-Verse-Quote-2 Now that Christmas is over, many of us are realizing the damage we did in spending … mainly over spending. The common thread going around is, “Help! I’m Broke!” We love the gift-giving process, but in the
5 Characteristics to Cultivate Financial Wisdom
What does it mean to “cultivate financial wisdom”? Put simply … it’s a way of life where you are less interested in “things” and more interested in “people”. You are not obsessed with the latest phone, the latest
Thanksgiving Recipe Round-Up
What’s not to love about Thanksgiving? Memorable times, your quirky family, and that huge turkey just waiting for all of you to DIG IN! Whether you are hosting or attending – one thing is for sure … it can
How to Not Blow Your Budget This Weekend
When the weekend comes, many of us find ourselves in a spending frenzy… We have dinner with friends, we have friends over for dinner, we see family, we drive to see a new place, we go on a date night,
Our Favorite Ways To Save This Fall
Fall is the beginning of the holiday season, and stores abound with decorations signifying the changing leaves and upcoming Christmas bustle. Splurging around this time of year is very common. And this is why we want to offer you a
Cut Your Grocery Bill in Half
The average American household spends an insane amount of their paycheck on groceries. How can this be? Among the many problems that contribute to this, here are a few: 1. Prices are on the rise – We are all
What it Takes to Live Below Your Means
You want the hard truth? The absolute hard truth? Living below your means is NOT easy. You will have to make sacrifices … on many occasions. You will feel like giving up. You will take each purchase seriously … even
Giving to God First
Many times we hear the phrase “give to God first”, yet many of us don’t realize what that actually looks like in our lives. Giving to God first ultimately means putting Him in the “#1” position to everything you earn.
Wanting More
Most of you have seen this type of commercial. The AT&T representative interviews kids and asks them simple, funny questions. What’s even funnier? Their answers! This one struck me in particular. The AT&T guy goes on to say, “Who thinks
When Can I Start Investing?
A lot of us begin asking questions like this when we are in our early or late 20s. We suddenly realize that the responsibility of having a job, paying expenses, and starting to save bring on thoughts of…well…what you should
Do I Need an Emergency Fund?
A lot of us try at times to save, but never end up being truly successful. We will save a little bit here, and a little bit there, but before we can even blink…its gone! Why is saving so hard,