By now, you’ve taken the steps to secure a budget sheet that is personalized to your needs, and really, you’ve completed the most important step of all so far. You now have a clear picture of where your money is
Knowing how to make the right budget is the first step towards financial freedom. It is so basic, yet so essential. Failing to make an effective budget will ultimately leave you dejected, tired, and unwilling to carry it out the next month.