At some point in our lives, we typically will take on debt. Whether it is to gain a higher education, have a good mode of transportation, or even to get our family into a nice home. Debt is readily accessible
A Penny Saved is a Penny Earned
Spending, we all do it. The question is, how do we do it? Do we spend without control? Do we spend more than we have? We are all guilty at one point or another of spending in a wrong way,