Hey All! Happy New Year to you, I hope you enjoyed a special holiday season with your loved ones. As many of us are aware, this Christmas season can be a little hectic, and VERY expensive. Most Americans go way
January No-Spend Challenge

Hey All! Happy New Year to you, I hope you enjoyed a special holiday season with your loved ones. As many of us are aware, this Christmas season can be a little hectic, and VERY expensive. Most Americans go way
Christmas is my favorite time of year. I’m one of those weird people that actually looks forward to it all year long. Christmas is a chance to enjoy the company of loved ones, share special gifts, and remember the birth
Photo Credit: https://www.behance.net/gallery/12848761/Bible-Verse-Quote-2 Now that Christmas is over, many of us are realizing the damage we did in spending … mainly over spending. The common thread going around is, “Help! I’m Broke!” We love the gift-giving process, but in the
1. Write a Hand-Written Letter to a Loved One How long has it been since you’ve received a hand-written letter? Probably a LONG time! Nowadays, a hand-written note means much more to the recipient because you actually took the time amidst