Help! I’m Broke!

Help! I’m Broke!

  Photo Credit: https://www.behance.net/gallery/12848761/Bible-Verse-Quote-2 Now that Christmas is over, many of us are realizing the damage we did in spending … mainly¬†over spending.¬† The common thread going around is, “Help! I’m Broke!” We love the gift-giving process, but in the

What it Takes to Live Below Your Means

You want the hard truth? The absolute hard truth? Living below your means is NOT easy. You will have to make sacrifices … on many occasions. You will feel like giving up. You will take each purchase seriously … even